2021.12.06 09:06 leak_21 Looking for MiVoice WINDVS 19.2 SP1, 22.18.4000.0 installer ASAP
2021.12.06 09:06 Cng12321 Please Help!
2021.12.06 09:06 Thrownaway86er Are we "barista FIREd" now?
Hi, I recently left my long hours law job to spend time with my wife and baby, we are both mid 30s. I had expected to take a break and then try to get back into a similar role but now prefer the idea of "barista fire", ie neither of us returning to full time work but instead doing odd low stress part time jobs and drawing the bulk of our income from investments. My wife is also out of a job currently.
Numbers below are between us although mostly in my accounts. Pensions/SIPP 350k ISA 300k GIA 350k Cash 200k Total 1200k
Flat equity 400k (Mortgage 200k). Could consider moving in future to reduce mortgage costs, if needed (ie move to 400k property)
Current spend 45k pa, of which 15k is mortgage (ie 30k real costs)
My concern is that the longer I am away from law, the harder it would be to get back if I wanted/needed to, especially as my role has been niche. On the other hand, from reading about SWRs etc, it seems like in 95% cases this barista FIRE plan should work, and in a sense it is a risk to NOT do it as I would miss out on a significantly improved lifestyle now, whilst trying to guard against a 5% unlikely scenario. In summary option 1 seems better than option 2:
1) Few years off now and part time jobs in future, if needed (barista FIRE): -95% case: the portfolio and possible "barista" jobs covers our costs and we get to spend time with our son now -5% case: the portfolio + barista jobs do not cover our costs, most likely due to huge crash in next couple of years (sequence of returns risk), and therefore we both return to some kind of full time work in our 40s. However we did get this time off in our 30s.
2) Return to Law soon -100% case: the portfolio and my income covers our cost but I don't spend time with our son while he's young. If the job goes well and the portfolio grows I guess I could safely FIRE in 40s, but the job is stressful and it does have impacts.
I know we are in a fortunate position but just wanted to ask a sense check from the knowledgeable folk on here :) Thanks a lot.
submitted by Thrownaway86er to FIREUK [link] [comments]
2021.12.06 09:06 HistAnsweredBot HMS Hood was due for a refit when she had her date with destiny in the Battle of the Denmark Strait. How extensive was this refit envisioned to be?
2021.12.06 09:06 RyuOnline #006 BMB Season Review for 2021 #HKC217podcast #HKC217
|submitted by RyuOnline to Motoweek [link] [comments]|
2021.12.06 09:06 withshubh Built a tool to rank public GitHub repositories
I built a tool for ranking GitHub public repositories. Developers can utilize its advanced search filters and get the list of top repositories based on languages, number of stars, and the number of forks. Open-Source contributors can use this tool to look for top projects quickly instead of using GitHub's own search. I would love to hear your feedback on this tool. Here is the tool: https://apps.tooljet.com/github-star-ranking Exported source code ( built using ToolJet low-code framework ): https://github.com/withshubh/GitHub-Star-Ranking
submitted by withshubh to opensource [link] [comments]
2021.12.06 09:06 Jonahk2010 Explanation: I can’t play because it says need to update when i already have. Evidence: screenshot If replicable how: don’t know Platform: PC
|submitted by Jonahk2010 to FortNiteBR [link] [comments]|
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2021.12.06 09:06 queenofconspiracy are you a gamer if so must watch
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submitted by dgreat01 to ethtrader [link] [comments]
2021.12.06 09:06 kungfulaflame someone has uploaded a synopsis for the first episode of Moon Knight on IMDB…
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submitted by jeremytaildol to BinanceRegister [link] [comments]
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submitted by makhiwhites to CryptoOblast [link] [comments]
2021.12.06 09:06 jobsinanywhere S.Africa urges vaccines ‘without delay’ as cases surge
2021.12.06 09:06 Jlvdaum Will the Real Wu Jing Please Stand Up?
|submitted by Jlvdaum to China_News [link] [comments]|
2021.12.06 09:06 benchamin-freightlin Trinity - Three Piece Suit
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2021.12.06 09:06 Wega58 DWAC Google Trend skyrockets on weekend from 6 to 95
|submitted by Wega58 to DWAC_Stock [link] [comments]|
2021.12.06 09:06 michaelnoir [December 6th, 1921] "Vladimir Lenin addresses a crowd during the unveiling of the monument to Karl Marx in Moscow".
|submitted by michaelnoir to 100yearsago [link] [comments]|
2021.12.06 09:06 Rememberrmyname In your opinion, what would the ideal adhd proof calendar have?
2021.12.06 09:06 74538 How to date without delaying fire date?
A member of the female sex wasn’t impressed by my studio apartment on the outer parts of the city (low rent) with a mattress on the floor and a couple pots, pans and my laptop
Obviously buying decorations and shit for my apartment would delay my FIRE date, I could put arts and crafts up on the wall
submitted by 74538 to fijerk [link] [comments]
2021.12.06 09:06 Defiant_Race_7544 Technology is to blame for the ‘Great Resignation’
|submitted by Defiant_Race_7544 to technology [link] [comments]|